How long does it take for a Home Loan to be approved in South Africa?



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A home loan approval process can take from one week up to two weeks once all the required documents have been signed and submitted. Once this part is over and if your home loan has been approved, the legal stuff like home owner transfer starts.

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If the evaluation has been successful, the bank then prepares a formal contract or quote detailing the terms and conditions of the home loan, as well as the interest rate to be charged.



When applying for a home loan it is important to ensure that you have provided the bank with all the information required. A majority of delays often result from the bank having to contact customers to get accurate or missing information