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- Bring your ID to your nearest store
- Provide a minimum of 10% off the total price as a deposit
- Pay the balance off over 3 months
- Once you’ve paid in full the item is yours
You can choose an item, pay a small deposit and pay for the item every month with no interest added. The item remains the property of the store until you’ve paid for it in full.
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Before opening a lay-bye, make very sure you can afford the payments, that you understand the fine print and know the terms of the agreement so that you don’t run into unexpected – and unpleasant – surprises.