Need a cash loan today? Apply online now



Lay-by in-store at Totalsports and take 3 Months to pay. No credit checks. No minimum spend amount required.
All you need to do is:
  •  Bring your ID to your nearest store
  • Provide a minimum of 10% off the total price as a deposit
  • Pay the balance off over 3 months
  • Once you’ve paid in full the item is yours

You can choose an item, pay a small deposit and pay for the item every month with no interest added. The item remains the property of the store until you’ve paid for it in full.

Stop and apply for a cash loan online. Borrow from R500 to R10 000 »
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Before opening a lay-bye, make very sure you can afford the payments, that you understand the fine print and know the terms of the agreement so that you don’t run into unexpected – and unpleasant – surprises.