Need a cash loan today? Apply online now
With PayJoy Cellphone Contracts, you are able to get a new smartphone and pay from just 30% when you purchase the phone and pay the rest over 3, 6 or 9 months.
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Same day Cash Loans Online
Now everyone can benefit from an easy application, payment, and ownership process. Getting a new phone has never been so easy. With PayJoy you can have the smartphone of your dreams and keep in touch with the world.
Head into any PayJoy partnered store and bring your:
- Valid SA ID document (passport, Smart Card ID or Green Book)
- Proof of residence no older than 3 months,
- Phone number
- Email address.
- 30% Deposit
After paying your deposit your first payment is due in 7 days, and then weekly or monthly from there.
Just like that! Get approved in minutes.
They do not charge late fees, penalty interest or back charges for missed payments. The financing term you agree to upon signing the contract for your phone is the only amount you will owe us, no matter what.