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FNB Bank Charges 2023 – 2024 effective 01 July 2023. Below are summaries of the 2023/24 FNB fees and bank charges for the most common accounts and transactions, including withdrawals, deposits and EFT payments:
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FNB Easy Zero account fees
| Transaction | Fee |
|---|---|
| Monthly account fee | Free |
| Transfer to your other FNB account | Free |
| Send money to eWallet | R2 + R2.40 per R100 |
| Cash withdrawal from FNB ATM | R8.50 per R1,000, up to R1,000. Thereafter, R2.40 per R100 and R1.20 per R100 cardless |
| Cash withdrawal from non-FNB ATM | R12 + R2.40 per R100 (R12 is waived on peak days: 1st, 3rd, 25th and 31st of the month) |
| Cash deposit at FNB ATM | Free up to R1,000 per month. Thereafter, R1.40 per R100 |
| Deposit@Till | R19.95 |
| Cash@Till | Free |
| EFT payments | R1 |
FNB Easy account fees
FNB Easy account fees depend on which account you’re using – FNB Easy PAYU (Pay As You Use) or FNB Easy Smart. For FNB Easy PAYU, the bank charges are as follows (most common transactions):
| Transaction | Fee |
|---|---|
| Monthly account fee | R5.25 (Free for digital options) |
| Transfers | Free |
| Send money to eWallet | R2 + R2.40 per R100 |
| Cash withdrawal from FNB ATM | R8.50 per R1,000 up to R2,000. Thereafter, cardless ATM withdrawal: R1.20 per R100; ATM withdrawals (card present): R2.40 per R100 |
| Cash withdrawal from non-FNB ATM (including international) | R12 + R2.40 per R100 (R12 is waived on peak days: 1st, 3rd, 25th and 31st of the month) |
| Cash deposit at FNB ATM | R1.40 per R100 |
| Deposit@Till | R19.95 |
| Cash@Till | Free |
| EFT payments | R1 |
For R65 per month, FNB Easy Smart account holders can get a host of extra benefits such as unlimited access to online transactions, including electronic payments (EFTs). You can also withdraw up to R2,000 per month at no charge at an FNB ATM.
The full charges for this account are as follows:
| Transaction | Fee |
|---|---|
| Monthly account fee | R65 |
| Transfers | Free |
| Send money to eWallet | R2 + R2.40 per R100 |
| Cash withdrawal from FNB ATM | Free for up to R2,000. Thereafter, cardless ATM withdrawal: R1.20 per R100; ATM withdrawals (card present): R2.40 per R100 |
| Cash withdrawal from non-FNB ATM (including international) | R12 + R2.40 per R100 (R12 is waived on peak days: 1st, 3rd, 25th and 31st of the month) |
| Cash deposit at FNB ATM | Free for up to R2,000. Thereafter, R1.40 per R100 |
| Deposit@Till | R19.95 |
| Cash@Till | Free |
| EFT payments | R1 |
FNB Aspire account fees
| Transaction | Fee |
|---|---|
| Monthly account fee | R110 for Current; R99 for Fusion |
| Transfers | Free |
| Send money to eWallet | R2 + R2.40 per R100 |
| Cash withdrawal from FNB ATM | Free for up to R3,000. Thereafter, R2.40 per R100 and R1.20 per R100 cardless |
| Cash withdrawal from non-FNB ATM | R12 + R2.40 per R100 (R12 is waived on peak days: 1st, 3rd, 25th and 31st of the month) |
| Cash deposit at FNB ATM | Free up to R3,000 per month. Thereafter, R1.40 per R100 |
| Deposit@Till | R19.95 |
| Cash@Till | Free |
| EFT payments | Free |
See the full FNB Aspire account fees pricing guide for further details.
FNB Premier account fees
The monthly FNB Premier account fees are as follows:
- FNB Fusion Premier account: R230 per month.
- FNB Premier Current account: R250 per month.
- FNB Fusion Premier account for your partner: R115 per month.
- FNB Premier Current account for your partner: R125 per month.
For these accounts, there are some bank charges that are not included in the monthly fee or that will apply if you exceed the limits.
These include:
| Transaction | Fee |
|---|---|
| Send money to eWallet | R2 + R2.40 per R100 |
| Cash withdrawal from FNB ATM | Free for up to R4,000 per month. Thereafter, R2.40 per R100 (with card) and R1.20 for cardless withdrawals |
| Cash withdrawal from non-FNB ATM | R12 + R2.40 per R100 (R12 is waived on peak days: 1st, 3rd, 25th and 31st of the month) |
| Cash deposit at FNB ATM | Free for up to R4,000 per month. Thereafter, R1.40 per R100 |
| Deposit@Till | R19.95 |
| Cash@Till | Free |
FNB Private Clients fees
The monthly FNB Private Clients fees are as follows:
- FNB Fusion Private Clients account: R420 per month.
- FNB Private Clients Current account or single facility: R450 per month.
Some of the bank charges that are not included in the monthly fee or that will apply if you exceed the limits include:
| Transaction | Fee |
|---|---|
| Send money to eWallet | R2 + R2.40 per R100 |
| Cash withdrawal from FNB ATM | Free for up to R9,000 per month. Thereafter, R2.40 per R100 (with card) and R1.20 for cardless withdrawals |
| Cash withdrawal from non-FNB ATM | R12 + R2.40 per R100 (R12 is waived on peak days: 1st, 3rd, 25th and 31st of the month) |
| Cash deposit at FNB ATM | Free for up to R9,000 per month. Thereafter, R1.40 per R100 |
| Deposit@Till | R19.95 |
| Cash@Till | Free |
FNB Global account fees
The FNB Global account fees for 2023/24 are as follows:
| Transaction | GBP | USD | EUR |
|---|---|---|---|
| Annual card fee (per additional card if customer holds another card in another currency | £20 | $25 | €23 |
| FNB Global account virtual card | Free | Free | Free |
| International ATM withdrawal | £3 | $5 | €4 |
| Card swipes and international online card payments | Free | Free | Free |
| Card replacement (lost, stolen or damaged) | £7 | $10 | €8 |
| Currency conversion (when a specific currency card is used in a different currency zone | No Charge – Same Currency | 1% – Cross Currency | No Charge – Same Currency | 1% – Cross Currency | No Charge – Same Currency | 1% – Cross Currency |
| Balance enquiry | £0.35 | $0.50 | €0.40 |
| Insufficient funds fee (ATM and POS transactions) | £0.50 | $0.80 | €0.60 |
Visit the bank’s 2023/24 pricing guide webpage to see the FNB fees and bank charges for other accounts