How to check Capitec balance without airtime


Need a loan today? Apply online and get it end of day

Get up to R150 000 in your account on the same day. Our online loan application is your shortcut to a smoother path ahead. Apply now, and let's help you overcome the challenges and reach your aspirations sooner.
Capitec Bank offers a range of hassle-free methods to check your account balance without the need for airtime. Utilizing your cellphone’s USSD service, the Capitec Banking app, or visiting a Capitec Bank ATM, you can effortlessly access your account information. These options ensure that you have the flexibility to manage your finances conveniently, whether you’re on the go or prefer more traditional in-person banking. Capitec’s user-friendly approach emphasizes ease of access, making it an ideal choice for those seeking a secure and efficient way to stay informed about their account balances and transactions.

How to check Capitec bank Balance using the capitec app

Capitec Bank Balance
Capitec Bank Balance

You can check your Capitec bank balance on the banking app without airtime since the new Capitec banking app is zero rated and you do not need airtime to access it . To use the banking app to check your balance follow the following procedure.

Stop and apply for a cash loan online. Borrow from R500 to R10 000 »
Apply for same day cash loans online »


Same day Cash Loans Online

  •  Choose Save
  • Enter your secret Remote PIN to sign in
  • View all your available account balances

If you do not have airtime and need to top up your cellphone, you can dial the USSD code dial *130*3279# to top up your cell phone.



Check your Capitec Balance at the ATM

  •  Enter PIN
  • Select Available Balance or Balance Enquiry
  • See your available balance

How to check Capitec Balance without App

Dial *120*3279# to check Capitec Bank Balance and select option Number 2.

Capitec bank Branches in Johannesburg