How to transfer money from PayPal to Capitec

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If you’re looking to transfer money from your verified PayPal account to your Capitec Bank account, you can do so seamlessly through FNB Online Banking. It’s essential to note that you don’t have to be an FNB customer to create an FNB Banking Profile for this purpose. Below is a detailed guide on how to set up this convenient money transfer option.

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Step 1: Register for an FNB Banking Profile

  1. Go to
  2. Click on “Register,” located at the top left of the username field.
  3. Select “Register for PayPal for non FNB Customers.”

Follow the prompts, provide the required information, and you’ll be able to create an FNB profile even if you’re not an FNB customer.

Step 2: Linking Your PayPal Account to FNB

To initiate the process of linking your PayPal account to your FNB profile and, consequently, to your Capitec Bank account, follow these detailed steps:

  1. Log into your FNB online banking profile.
  2. Click on the “My Bank Accounts” tab. On the main menu, select “PayPal Services.”
  3. On the left-hand side menu, choose “Link PayPal profile.”
  4. Enter your details, which typically include your primary PayPal email address, ID or registration number, and balance of payment reporting details.
  5. Enter your Capitec Bank account details and confirm your postal or residential address.
  6. Click “Continue.” If you’re setting this up for a business profile, you’ll be required to confirm your business details.
  7. You will receive an OTP (One-Time Pin) via SMS on your phone. Enter this OTP in the field provided on your profile and click “Submit.”
  8. The PayPal website will open automatically. If it doesn’t, you can click “PayPal login” on your FNB profile.
  9. Log in to your PayPal profile with your primary email address and password and then click “Continue.”
  10. You’ll be redirected back to your FNB online banking profile, where you’ll see a message confirming the successful completion of your PayPal linking. Click “Finish” at the bottom right.

Once your PayPal and Capitec Bank accounts are successfully linked, you can proceed to transfer or withdraw funds. Keep in mind that FNB may take between two to 24 hours to verify your Capitec account, and you can only transact once this verification process is complete.

Capitec Routing Number for PayPal in South Africa

For PayPal customers in South Africa who need to perform money transfers, the Capitec Routing Number is 198765. This routing number is crucial for facilitating seamless financial transactions.