How to withdraw cash from Capitec without an ATM card

With Capitec’s convenient Send Cash feature, you can effortlessly withdraw money from Capitec Bank ATMs and selected locations, even if you don’t have an ATM card. This user-friendly option allows you to send money directly from your cellphone, either through the Capitec Banking App or via SMS. The best part? You can do this with a unique reference number and a four-digit PIN that you set yourself. Whether you need cash for yourself or want to send money to someone else, this method has got you covered. If you’re sharing the wealth, simply pass on the reference and PIN to the recipient.

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Where Can You Withdraw the Money?

Once you’ve sent the money, you can pick it up at a variety of locations across the country, making it super accessible:

• Capitec ATMs
• Shoprite stores
• Checkers stores
• Usave stores
• Game stores
• Makro stores
• Pick n Pay stores
• Builders stores

Capitec Cash Send Limits to Keep in Mind

It’s important to note that there are limits to how much you can send using this method. You can send a maximum of R1,000 per transaction per day via SMS and up to R3,000 per transaction per day using the Capitec app. While this makes it a breeze to withdraw smaller amounts of cash for your immediate needs, it may be a tad restrictive if you’re looking to make a larger cash withdrawal.

How to Send Cash Using the Capitec App

Sending cash via the Capitec App is a straightforward process. Here’s a step-by-step guide to help you through it:

1. Login to the Capitec App
2. Tap on “Transact”
3. Select “Send cash” and enter your Remote PIN
4. Tap the button to send cash
5. Choose the account “From” which you want to send the money
6. Enter the amount you wish to send
7. Create a 4-digit secret code (this will be used to collect the cash)
8. Tap “Next”
9. Read and agree to the terms and conditions by ticking the boxes and tapping “Accept”
10. Confirm the transaction by tapping “Yes”
11. You’ll receive an SMS with the reference number – send it to the recipient
12. Send the secret code to the recipient in a separate message

What You’ll Need

To successfully complete this transaction, make sure you have the following:

• Reference number (received via SMS once the money is sent)
• Four-digit secret code (set by the sender)

With Capitec’s Send Cash feature, you can say goodbye to the hassle of carrying around an ATM card. It’s a convenient and secure way to access your money when you need it. Plus, you can easily share the wealth with your friends and family. So, go ahead and give it a try!