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If you need a loan and keep being declined in South Africa, this is most likely because of your credit score. To qualify for loans you will need to ensure your credit score is in good standing. Each lender has their own criteria which requires different minimum credit scores, but on average the best credit score to have is between 600 – 700.
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If you keep being declined for a loan, it might be time to consider debt restructuring. During Debt Restructuring your a Debt Counsellor negotiates with your creditors for lower repayment amounts or better repayment terms, reduced interest rates and extended repayment time.You get the benefit of a lower payment of up to 50%. This allows you to better manage your day to day living expenses
With today’s uncertainty in South Africa’s economy you cannot wish your debts to get away from you. Get assistance before it is too late.
See Also:
Credit Score to buy a car in South Africa
500 Credit Score Loans South Africa
How long does a default stay on your credit profile in South Africa