ZCC Tymebank Bank Card



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Zion City Moria Membership Card: More Than Just a Church Card. In 2020, a unique partnership emerged in South Africa. The Zion Christian Church (ZCC), with its millions of followers, joined forces with the dynamic TymeBank, a digital bank known for its accessibility and affordability. This collaboration resulted in the Zion City Moria (ZCM) Membership Card, more than just a church card – it’s a revolutionary banking tool for ZCC members.

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A Symbiotic Partnership:



  • For ZCC members: Gain access to secure and convenient banking services right from their pockets.
  • For TymeBank: Tap into the vast ZCC community, expanding their reach and promoting financial inclusion.

What makes the ZCM card special?

  • Dual functionality: It serves as both a ZCC membership card and a TymeBank EveryDay transactional bank account.
  • No monthly fees: Enjoy affordable banking with no hidden charges.
  • Easy account opening: No paperwork required, just your South African ID and cellphone number.
  • Best-in-market transactional fees: Save on everyday banking transactions like cash withdrawals and airtime purchases.
  • Interest on savings: Earn interest on your account balance, encouraging saving habits.
  • Extra Smart Shopper rewards: Get additional discounts at Pick n Pay stores when using your ZCM card.
  • Nationwide accessibility: Use your card at any ATM or retailer displaying the TymeBank logo.
  • Mobile app convenience: Manage your account on the go with the user-friendly TymeBank app.

Beyond Banking:

The ZCM card aims to be more than just a financial tool. It fosters a sense of community and financial empowerment within the ZCC.

  • Financial literacy initiatives: TymeBank collaborates with the ZCC to educate members on responsible banking practices and money management.
  • Building a cashless society: The card encourages digital transactions, promoting financial inclusion and economic development.

Challenges and Considerations:

  • Limited physical footprint: TymeBank relies primarily on digital channels, which might pose challenges for members in rural areas with limited internet access.
  • Financial literacy gap: Bridging the knowledge gap in financial matters remains crucial for effective utilization of the card’s benefits.

Overall, the ZCM card presents a groundbreaking initiative in South Africa’s financial landscape. It has the potential to empower millions of ZCC members, promoting financial inclusion and paving the way for a more cashless society. By addressing the existing challenges and continuously enhancing its offerings, the ZCM card can become a powerful tool for financial wellbeing and community development.

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