Need a cash loan today? Apply online now
House and Home credit Online Application. Long-term flexibility with a low deposit, and the lowest credit payments guaranteed. Choose a payment plan that suits your budget, from 6 – 36 months to pay. They tailor-make your deal, ensuring affordable deposits and instalments.
Apply for same day cash loans online »
Same day Cash Loans Online
House & Home Credit Application SMS Number
SMS “mycredit”, your name, surname and ID number to 32873
House & Home Requirements
- South African citizen with a valid SA ID or driver’s licence
- Foreign national with a current work permit and valid passport
- 18 years or older
If you qualify, bring a copy of your ID or valid passport, your latest 3 months’ payslips or bank statements, proof of residence not older than 3 months, and a list of your monthly expenses to your nearest store to complete your application. If you are not a South African citizen, please also bring a copy of your work permit.
Lay-by payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free.
House & Home Lay By
Lay-by payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free. No bank statements, payslips or your credit score. Unlike buying on credit, 0% interest is charged on lay-by. You have 1 – 6 months to pay. Items are yours upon full payment.