How to Lay-By at Markham

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You can apply for Lay-By at your nearest Markham store. You’ll need to put down 10% of the value of the items when you open your account and you will then have 3 months to complete the payment before you’ll be permitted to take the item.

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Markham Lay-by Policy

You can apply for Lay-by even if you have a Markmam or a TFG account. Laybuy is only offered to customers over the age of 18 and no credit check is required.

You will be required to show your ID for collection of your goods.

Certain goods may not be reserved on lay-by and certain TFG brands may not offer the TFG Money Lay-by service. The store staff will advise you of this.

1% fee: If you terminate the Lay-by before paying for the goods in full, TFG will charge you a cancellation fee of 1% of the lay-by.

How to open a MarkhamLay-by

  1. Go to a  Markham Store with your South African ID or passport,

  2. Supply the sales agent with your contact details, and the goods you wish to reserve,

  3. Pay the deposit specified.